![]() ![]() We will also tell you when the funds will be available. If we are not going to make all the funds from your deposit available on the same business day, we will notify you at the time you make your deposit. However, for checking accounts, the first $225 of your deposit will be available on the 1st business day following the day of your deposit. Funds may not be available until after the 2nd business day following the day of your deposit. ![]() In some cases, we will not make all the funds you deposit by check available to you on the same business day we receive your deposit. Deposits made at ATMs that we do not own or operate will become available on the 5th business day after the day of deposit. All ATMs that we own or operate are identified as our machines. Deposits made at automated teller machines (ATMs) that we own or operate will become available on the 2nd business day after the day of deposit. However, if you make a deposit after closing or on a day that we are not open, we will consider the deposit made on the next business day we are open.ĪTM Deposits. If you make a deposit on a business day that we are open, we will consider that day to be the day of your deposit. For determining the availability of your deposits, every day is a business day, except Saturdays, Sundays and holidays. Once they are available, you can withdraw the funds and we will use the funds to pay checks that you have written. Electronic direct deposits will be available on the same day of deposit. Our general policy is to make funds from your deposits available to you on the same business day we receive your deposit.
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